GICdirect.com finds the highest available Guaranteed Investment Certificate (GIC) rates and provides you a simple, safe and secure process for getting the best rate with flexibility and deposit insurance coverage.

By using our services, clients are able to implement a comprehensive cash management program that focuses on safety, convenience and a high rate of return. We provide GICs for individual clients and corporate clients.

GIC terms range from 30 days to 5 years (10 years uninsured) and are available from partially to fully cashable. Cashable GICs provide for designated and unexpected expenses, while locked in GICs have an advantage of a higher rate and can be customized to meet personal or corporate needs by using a laddering strategy to hedge against interest rate fluctuations.